Foreclosure Defense
We are a Pennsylvania Bankruptcy law firm. We do not work for creditors, such as banks, credit card companies, and debt collectors. We only fight for the consumer.
The average Pennsylvanian struggles with bills. A lot of us find that there is more month than paycheck, and many of us have endured the nasty phone call from a debt collector who insists paying a debt we’re not even sure we owe is far more important than this week’s grocery tab… a tab that goes up and up while paychecks remain stagnant. Even the gasoline to go to the local food store costs more than it did four years ago, and for that matter the utility bills and other expenses have increased.
If you are lucky, that’s all you have to deal with, but there are a lot of Pennsylvanians who got suckered into interest only mortgages and adjustable rate mortgages and the interest rate is about to go sky high. A lot of people are finding out that their mortgage has gone up $500 per month or more, and this puts them on a path to financial ruin.
But you are not alone. The Law Offices of J. Kutkowski, Esq., is here to help you. There are no trips to the law office required (you are welcome to come in if you’d rather speak in person), there are no difficult legal terms to understand, and there is no cost for the first consultation. In fact if you choose to become a client of the firm, we will cover the cost of both your credit counseling and your credit report, a $100 value, just for trusting us to help secure your financial future.
A lot of people who come in my door or call my phone don’t need our services. Fully 50% of the law is common sense, and it’s not that you don’t have it; it’s that right now you can’t see the forest for the trees. I can see the forest, and I can show you the way out. All you need to do is call me at 215-500-6995 to set up an appointment or email me at Jim@padebt911.com and we can set up a free consultation to discuss your situation. You don’t have to fight your creditors alone.
