Comments for The Law Offices of J. Kutkowski, Esq. http://padebt911.com Pennsylvania's Bankruptcy Lawyer Thu, 14 Jul 2011 22:25:02 -0700 http://wordpress.org/?v=2.8.4 hourly 1 Comment on What do I do When a Debt Collector Threatens to send me to the Legal Department? by admin http://padebt911.com/what-do-i-do-when-a-debt-collector-threatens-to-send-me-to-the-legal-department/comment-page-1/#comment-2076 admin Thu, 14 Jul 2011 22:25:02 +0000 http://padebt911.com/?p=326#comment-2076 Sorry I didn't see this until now. It seems to me the best thing you can do is come in for a consult. If you want to set up an appointment, call 610-400-3093, and if you are not in the Lehigh Valley, you can still call and I'll see if I know someone in your area who can help. Sorry I didn’t see this until now. It seems to me the best thing you can do is come in for a consult. If you want to set up an appointment, call 610-400-3093, and if you are not in the Lehigh Valley, you can still call and I’ll see if I know someone in your area who can help.

]]> Comment on Beware the Bankruptcy Petition Preparer by admin http://padebt911.com/beware-the-bankruptcy-petition-preparer/comment-page-1/#comment-2075 admin Thu, 14 Jul 2011 22:23:52 +0000 http://padebt911.com/?p=312#comment-2075 A bankruptcy petition preparer who works for an attorney can be invaluable, however going to a non-attorney for legal advice is akin to going to a dentist about your appendix. A bankruptcy petition preparer who works for an attorney can be invaluable, however going to a non-attorney for legal advice is akin to going to a dentist about your appendix.

]]> Comment on What Do I Do About a Bogus Proof of Claim? by admin http://padebt911.com/what-do-i-do-about-a-bogus-proof-of-claim/comment-page-1/#comment-2074 admin Thu, 14 Jul 2011 22:22:40 +0000 http://padebt911.com/?p=394#comment-2074 Seems to me like you should see an attorney in your area about this. Seems to me like you should see an attorney in your area about this.

]]> Comment on What Do I Do About a Bogus Proof of Claim? by admin http://padebt911.com/what-do-i-do-about-a-bogus-proof-of-claim/comment-page-1/#comment-2073 admin Thu, 14 Jul 2011 22:22:03 +0000 http://padebt911.com/?p=394#comment-2073 You object to a bogus proof of claim. You object to a bogus proof of claim.

]]> Comment on A debt collector keeps calling me at 9:30 PM can I stop them? by I’m Unemployed and Running Out of Money, Now What? | Pennsylvania Bankruptcy Information http://padebt911.com/a-debt-collector-keeps-calling-me-at-930-pm-can-i-stop-them/comment-page-1/#comment-2072 I’m Unemployed and Running Out of Money, Now What? | Pennsylvania Bankruptcy Information Thu, 14 Jul 2011 20:13:51 +0000 http://padebt911.com/?p=180#comment-2072 [...] I choose feeding my kid every time.  Don’t let these jokers bully you, because if they do, they could find themselves being sued.  I stole one of my favorite lines from Dave Ramsey, “I’d sure like to own a [...] [...] I choose feeding my kid every time.  Don’t let these jokers bully you, because if they do, they could find themselves being sued.  I stole one of my favorite lines from Dave Ramsey, “I’d sure like to own a [...]

]]> Comment on Beware the Bankruptcy Petition Preparer by Joe Cooper http://padebt911.com/beware-the-bankruptcy-petition-preparer/comment-page-1/#comment-1648 Joe Cooper Thu, 26 May 2011 10:25:45 +0000 http://padebt911.com/?p=312#comment-1648 I am a bankruptcy petition preparer, who provides a valuable service where appropriate. However, I would be cautious of any attorney who doesn't use proper spelling or grammar. It should be, "if you are a bankruptcy . . . " or "if you're a bankruptcy . . . ." And a company is not a "who" it is an "it." I will stop there with the corrections, but you get the point. This simply shows that the quality of work cannot be judged by a degree on the wall. I am a bankruptcy petition preparer, who provides a valuable service where appropriate. However, I would be cautious of any attorney who doesn’t use proper spelling or grammar. It should be, “if you are a bankruptcy . . . ” or “if you’re a bankruptcy . . . .” And a company is not a “who” it is an “it.” I will stop there with the corrections, but you get the point. This simply shows that the quality of work cannot be judged by a degree on the wall.

]]> Comment on What do I do When a Debt Collector Threatens to send me to the Legal Department? by asher http://padebt911.com/what-do-i-do-when-a-debt-collector-threatens-to-send-me-to-the-legal-department/comment-page-1/#comment-1317 asher Wed, 20 Apr 2011 19:53:35 +0000 http://padebt911.com/?p=326#comment-1317 i bought a dirt bike from yamaha and the total was $12000.00 and i made my payments on time then the economy got bad and i lost my job resulting in a increase of around 25 percent and i only owed about $4000. at this time well they started calling and herassing my wife and me and she didnt even sighn on the account we endeded up seperating she was tired of all the calls and it ruined our relation ship , the debs has been cleared with yamaha over 5 mos showing a 0 balance on some of my credit scores but now this new collector is theretining me and i told him to send me a validation of my debt but he said he wouldnt unless i agreed to pay the debt, i told him i was not refusing to pay anyting i just wanted some paper work and he just said im just going to put in the computer that you are refusing which i stated severeal times i was not refusing so i want to know if you have any recomendations for me thanks asher i bought a dirt bike from yamaha and the total was $12000.00 and i made my payments on time then the economy got bad and i lost my job resulting in a increase of around 25 percent and i only owed about $4000. at this time well they started calling and herassing my wife and me and she didnt even sighn on the account we endeded up seperating she was tired of all the calls and it ruined our relation ship , the debs has been cleared with yamaha over 5 mos showing a 0 balance on some of my credit scores but now this new collector is theretining me and i told him to send me a validation of my debt but he said he wouldnt unless i agreed to pay the debt, i told him i was not refusing to pay anyting i just wanted some paper work and he just said im just going to put in the computer that you are refusing which i stated severeal times i was not refusing so i want to know if you have any recomendations for me thanks asher

]]> Comment on Why did my Chapter 13 plan payment go up so much? by Annette Harris http://padebt911.com/why-did-my-chapter-13-plan-payment-go-up-so-much/comment-page-1/#comment-450 Annette Harris Mon, 11 Oct 2010 04:30:14 +0000 http://padebt911.com/?p=214#comment-450 Attorney Kutkowski, This article is well written. I draft petitions for lawyers and have never witnessed the Mortgage's Proof of Claim what the Debtor says it is. This is indeed the number one reason why Chapter 13 plan payments increase, whether by $6.00 or $400.00. Great Article!!! Best Regards, Annette M. Harris Bankruptcy Paralegal Services, LLC Senior Bankruptcy Paralegal Attorney Kutkowski,

This article is well written. I draft petitions for lawyers and have never witnessed the Mortgage’s Proof of Claim what the Debtor says it is. This is indeed the number one reason why Chapter 13 plan payments increase, whether by $6.00 or $400.00.

Great Article!!!

Best Regards,
Annette M. Harris
Bankruptcy Paralegal Services, LLC
Senior Bankruptcy Paralegal

]]> Comment on What Do I Do About a Bogus Proof of Claim? by judy english http://padebt911.com/what-do-i-do-about-a-bogus-proof-of-claim/comment-page-1/#comment-409 judy english Fri, 10 Sep 2010 02:24:51 +0000 http://padebt911.com/?p=394#comment-409 can you sue for a bogus claim can you sue for a bogus claim

]]> Comment on What Do I Do About a Bogus Proof of Claim? by judy english http://padebt911.com/what-do-i-do-about-a-bogus-proof-of-claim/comment-page-1/#comment-408 judy english Fri, 10 Sep 2010 02:20:49 +0000 http://padebt911.com/?p=394#comment-408 can you sue the person for a bogus claim in a ch 13 case he is a senator and owns 1/2 of property accuses me of ousting him and wanted 120,000 back rent when it was never even mentioned he says alot but its not true. now he has sued for partition and wants it sold by the city and county for back taxes i owe no back taxes and my court appt. lawyer thinks i should do this i had to prove to him i owe no taxes i know my lawyer is not helping me i have lived on this property for 35 yrs. paid off 2 mortgages and all the taxes my husband is deceased now.doest ch 13 protect me from anyone selling my house can you sue the person for a bogus claim in a ch 13 case he is a senator and owns 1/2 of property accuses me of ousting him and wanted 120,000 back rent when it was never even mentioned he says alot but its not true. now he has sued for partition and wants it sold by the city and county for back taxes i owe no back taxes and my court appt. lawyer thinks i should do this i had to prove to him i owe no taxes i know my lawyer is not helping me i have lived on this property for 35 yrs. paid off 2 mortgages and all the taxes my husband is deceased now.doest ch 13 protect me from anyone selling my house

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