Archive for FDCPA
The Collection Industry is Training Collectors to Violate the FDCPA
The front cover looks menacing enough, but what was inside was downright frightening… if you are a past due on a credit account.
Kenneth Besser wrote Collections 101: A Training Manual for Entry Level Debt Collectors.
The Fair Debt Collections Practice Act specifically makes harassing a debot a violation.
Section 806(5) says that harassing a debtor is causing [...]
What do I do When a Debt Collector Threatens to send me to the Legal Department?
A favorite tactic of debt collectors is to threaten to sue the debtor, but this can get them into trouble, especially if they have no intention of suing.
I contend that the debt collector threatens to sue you, and they are employee of the debt collection agency and not the creditor or the person who owns [...]
A debt collector keeps calling me at 9:30 PM can I stop them?
Dealing with debt collectors can be one of the most aggravating experiences anyone can deal with. My profession is to deal with these people every day. There are some folks in the debt collection industry that genuinely want to help people, but more often than not it’s been my experience that there are debt collectors [...]