Archive for Debt Settlement
Debt Settlement Companies Target Minorities?
I heard a debt settlement company’s advertisements a radio station in Allentown Pennsylvania.
Maybe you’ve heard it, it has something that sounds like gospel music playing in the background and the song has a lot to references to freedom. I’m not against freedom, but it’s clear that they were targeting a demographic, and that demographic is [...]
So Chapter 13 can save my house… but I shouldn’t do it?
The Lehigh Valley has been hit particularly bad during this mortgage foreclosure crisis. Consumers from Allentown, Bethlehem, Easton, and the surrounding cities and suburbs are finding themselves past due on mortgages that are significantly higher than what they could sell their home for.
It was doomed to happen. In 2005, houses routinely fetched $250,000 to $300,000 [...]
Discover, the card that hits you back
Over the past few months there’s been an uptick in the number of credit card companies filing lawsuits in Court of Common Pleas and Magistrate courts in Pennsylvania against creditors have defaulted on credit cards.
Two of the highest rate filers are Discover Card and Capital One, with Discover Card probably outstripping Capital One at a [...]
A debt collector keeps calling me at 9:30 PM can I stop them?
Dealing with debt collectors can be one of the most aggravating experiences anyone can deal with. My profession is to deal with these people every day. There are some folks in the debt collection industry that genuinely want to help people, but more often than not it’s been my experience that there are debt collectors [...]