Archive for October, 2009
When Will My First Trustee Payment Be Due? What About My Mortgage?
Maybe the most important question I get one filing a Chapter 13 bankruptcy on behalf of a Lehigh Valley client is white is my trustee payment due, and when is my mortgage payment due.
Generally speaking your trustee payment will be due 30 days from the date of filing. If you file your bankruptcy on September [...]
The Collection Industry is Training Collectors to Violate the FDCPA
The front cover looks menacing enough, but what was inside was downright frightening… if you are a past due on a credit account.
Kenneth Besser wrote Collections 101: A Training Manual for Entry Level Debt Collectors.
The Fair Debt Collections Practice Act specifically makes harassing a debot a violation.
Section 806(5) says that harassing a debtor is causing [...]
My Confirmation Hearing Got Postponed, Now What?
Confirmation can often be the most difficult part of a Chapter 13 bankruptcy case. There is an awful lot of haggling between your attorney and the trustee that goes on prior to confirmation.
In most cases, the first hearing on confirmation is continued, so it isn’t anything to worry about if you keep in touch with [...]
Who is the Bankruptcy Trustee Anyway?
One of the most common questions I get my bankruptcy practice is: “What is a bankruptcy trustee?”
Perhaps the proper question is who. In both Chapter 7 and Chapter 13 bankruptcy, the bankruptcy trustee represents your creditors in the bankruptcy court. It is a trustee’s job to look out for the interests of the creditors.
That doesn’t [...]